Athena’s Voice of the Acre®

Athena Intelligence
2 min readJun 26


While Athena Intelligence is positioned as an InsurTech startup, our focus is not assisting underwriting decisions. Our overarching goal is to help “the land” share insights about its conditions, as clearly as possible, for humans to use in business decisions.

The model comes from agriculture and the current module has been optimized to predict the perimeter of wildfires — which is helpful to property insurance underwriting, risk portfolio management for wildfire insurance, capital equipment and risk mitigation decision by utilities, community resiliency planning and investments in municipal bonds and insurance-linked securities.

In truth, Athena’s corporate culture is are more steak than sizzle. We encourge you to look at a property through out MVP. Register at

For more information on the model, dive into the data by visiting our public Tableau Presentations.

A Real-Time Case Study

A fire in Orange County in May 2022. Look at Athena’s prediction made months before and the actual fire fingerprint.

We see Money Others Can’t See

A review of business declined by a carrier — and the actual risk profiles showing they left over $10 million in annual premium by ignoring low risk properties.

Risk Portfolio Evaluation for Reinsurers

A tool for reinsurers to use when evaluating the wildfire risk across multiple carrier portfolios.

Wildfire Risk to Communities

Wildfires are not just a California phenomenon. Humans want to live in areas with plants: This improves public health, mental health, property values and our quality of life. But this means that over 60,000 communities are at direct risk of wildfires.

Community Resilience and Wildfire Risk

Where the conditions of the land and probability of fire damage coincide, an overlay of home values, average income and poverty levels can influence the most important areas for community resiliency and wildfire mitigation efforts.

Athena is a next generation InsurTech data vendor which produces synthetic data. The earth’s essential data is refined to make it easy for enterprises to use environmental information for future contracts, proprietary business decisions and risk management.

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Athena Intelligence

Athena Intelligence weaves vast amounts of disaggregated environmental data. Drop us a line (, or visit